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A
One Stop Financial Center
of Olyphant and Scranton
TERMS AND
CONDITIONS
Online Security
NET Federal Credit Union online banking services
are provided by an industry-leading online home
banking company. Firewall protection is provided
to insulate you and the credit union, to the best
of their ability, from unauthorized access and to
maintain confidentiality.
Information Accuracy
NET Federal Credit Union makes no warranties,
neither expressed or implied, for any material
contained herein. All information contained herein
is as accurate as possible. All materials are
provided “AS IS”.
Links
This website contains hyperlinks to sites created
by organizations other than NET Federal Credit
Union. These sites are made available as a
convenience to our members. NET does not regularly
review materials posted on theses sites and will
not be held responsible for any products,
materials, or collection of information from these
sites. Any decision of the website visitor to view
these sites is at their own risk.
NET Federal Credit Union, your member owned
financial institution, is committed to providing
you with competitive products and services to meet
your financial needs and help you reach your
goals. We are equally committed to protecting the
privacy of our members. The following policy
serves as a standard for all NET Federal Credit
Union employees for collection, use, retention,
and security of nonpublic personal information.
Information We Collect About You
We collect nonpublic personal information about
you from the following sources:
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Information we receive from you on
applications and other forms
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Information about your transactions
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Information we receive from a consumer
reporting agency
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Information obtained when verifying the
information you provide on an application or
other forms; this may be obtained from your
current or past employers, or from other
institutions where you conduct financial
transactions.
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We may disclose all of your information we
collect, as described as above, as permitted
by law.
Parties Who Receive Information From Us
We may disclose nonpublic personal information
about you to the following types of third parties:
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Financial service providers—Such
as insurance companies, mortgage service
companies, and securities broker-dealers.
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Non-financial companies—Such as
consumer reporting agencies, data processors,
check/share draft printers, financial
statement publishers, and plastic card
processors.
Disclosure of Information to Parties That
Provide Services to Us
In order for us to conduct the business of the
credit union, we may disclose all of the
information we collect, as described above, to
companies that perform marketing or other services
on our behalf or to other financial institutions
with whom we have joint marketing agreements so
that we may provide members competitive products
and services. We may also disclose nonpublic
personal information about you under circumstances
as permitted or required by law. These disclosures
typically include information to process
transactions on your behalf, conduct the
operations of our credit union, follow your
instructions as you authorize, or protect the
security of our financial records.
To protect our members’ privacy, we only work with companies that agree to
maintain strong confidentiality protections and limit the use of information we
provide. We do not permit these companies to sell the information we provide to
other third parties.
Disclosure of Information About Former
Members
If you terminate your membership with NET Federal
Credit Union, we will not share information we
have collected about you, except as may be
permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal
information about you to those employees who need
to know that information to provide products of
services to you. We maintain physical, electronic,
or procedural safeguards that comply with federal
regulations to guard your nonpublic personal
information.
What Members Can Do to Help
NET Federal Credit Union is committed to
protecting the privacy of its members. Members can
help by following these simple guidelines: Protect
your account numbers, plastic card numbers, PINs
(personal identification numbers) or passwords).
Never keep your PIN with your card, which can
provide free access to your accounts if your card
is lost or stolen. Use caution when disclosing
your account numbers, social security numbers,
etc. to other persons. If someone calls you
explaining the call is on behalf of the credit
union and asks for your account number, you should
beware. Official credit union staff will have
access to your
information and will not need to
ask for it. Keep your information with us current.
If your address or phone number changes, please
let us know. It is important that we have current
information on how to reach you. If we detect
potentially fraudulent or unauthorized activity or
use of an account, we will attempt to contact you
immediately.
Let us know, if you have questions. Please do not
hesitate to call us—we are here to serve you!
Telephone—570-961-5300
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