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 A One Stop Financial Center of Olyphant and Scranton          

  Share Rates            

  Click on each type of account to link to the rates below  -

Share Savings

Share Certificates (CD)

IRA Share Certificates

 

Interest Rates on Your Share Savings

Note: All rates subject to change without notice. (7-1-2008)

  Minimum
Balance
Rate APY

$201.00 to $750.00

$201.00 1.00% 0-1.00%

$751 to $2000.00

  1.10% 1.00%-1.07%

$2001 to $10,000.00

  1.20% 1.07%-1.18%

$10,001 and up

  1.30% 1.18%-1.31%

Share Christmas Club*

$50.00 2.00% 2.02%

Share Vacation Club

$50.00 1.10% 1.10%

Share Draft

$2,000.00 .35% .35%
     Share Sweep **

   

$8,000.00 1.0% 0 -1.0%
$8,000.01 & up 3.0% 1- 3.03%

Share IRA Accumulation

$1.00 1.50% 1.51%

*Penalty for early withdrawal of Share Christmas Club prior to maturity date

A $15.00 Fee will be charged and account closed.

Share Christmas Club may be reopened the next year

**Must have Share Draft Checking and ATM/Debit Card.

 

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Share Certificates (CD) 8-6-2008

  Minimum
Balance
Rate APY
6 Month-Youth $250.00 2.0% 2.01%
6 Months $2,500.00 2.7% 2.82%
12 Months $500.00 3.2% 3.24%
24 Months $500.00 3.2% 3.24%
36 Months $500.00 3.4% 3.44%
60 Months $500.00 3.6% 3.65%

Penalty for Early withdrawal of Share Certificates - Forfeiture of dividends as shown below:

Early withdrawal penalty is based on term of certificate.

Terms of less than 12 months

30 days dividend

Terms of 12 or more months

90 days dividend

Terms of less than 12 months

30 days dividend

Exceptions to Early Withdrawal Penalties:

When an owner dies or is determined legally incompetent by a court or other body of competent jurisdiction.

 

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IRA Share Certificate Accounts 8-6-2008 click here

 

Minimum

Rate

APY

12 months

$5,000.00

3.2%

3.24%

36 months $5,000.00 3.4% 3.44%
60 months $7,500.00 3.6% 3.65%

 

 

 

 

     

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