Mortgage
Options for First Time Homebuyers
First
time homebuyers should come to the credit union, the people you
trust, to learn about your mortgage options. With so many new
loan products available, it's often difficult to know which loans
best meet your needs.
Those who have limited
funds available for down payment may want to take advantage of the
Flex 100 loan, which requires as little as $500 of the borrower's
own funds towards the down payment and closing costs. If
you're trying to overcome a blemished credit history, then our
Expanded Approval loan program may be the right option to get you
approved and into a mortgage. For those who need to limit the
amount of their monthly mortgage payment, you may consider an
adjustable rate mortgage, a 40 year loan or an interest-first
product.
Call our First Mortgage Department toll-free at 1-866-472-4072 to
speak to a loan officer before you start the search for your home.
We'll discuss your situation and explain all of your choices.
You could also visit our Online Mortgage Center available from our
website. Click the mortgage button below.
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First Mortgages