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A One Stop Financial Center of Olyphant and Scranton

                New Lending Program


Members only apply for a Loan Online Anytime 24/7 (exception- Home Equity*)

Click Here To Apply

Check out our Vehicle Rates!! We have the BEST!!

Check out our Gap Insurance!!

 

                

 

Loan Services
 

We now have Loan Officers at our Olyphant and Scranton Offices Monday thru Friday. Automobile, Truck, Motorcycle, Home Improvement, Student Loans, Vacation, Home Equity, Personal. Interest charges are computed on the unpaid balance of the loan on a daily basis.  Borrower may pay ahead on the loan with a substantial saving in interest charges.  *Applicants for Home Equity or Second Mortgages must fill out a paper application due to county service requirements in Pennsylvania.  Please check the Loan Department for information.

               Payment Protection

We also have payment protection available on our loans, life and disability insurance, that is calculated in the payment. No one ever knows what the future holds, so this protection can benefit you! Ask your loan officer for this protection.

Loan Officer Available at Our Olyphant Office
on Saturday from 9AM to Noon

Apply for a loan and if you wish to have your check given to you on Saturday, call your Loan Officer at 961-1100 to make arrangements for pickup at the Olyphant Office.
After Hours Loan Service
Apply after regular credit union business hours, weekends and holidays. Loan officers are available to take calls and if you qualify, you will receive immediate approval. 

DIAL 1-866-484-2252

Or you may apply online 24/7.  Click here to apply

 
(Exceptions First Mortgages - see our Mortgage page)

Loan Calculator

 

 

Auto Loans

 

 

 

Motorcycle Loans

 

 

 

   

Personal Loans

 

Loan Calculator (click to calculate a loan payment)

   

 

 

 If you received a letter to verify your insurance

on your auto or mortgage loan click here or call

1-800-391-1519.

AUTO INSURANCE

  Better Choice Program for Pay Day Lending                 

 ...is designed to help members who need a small dollar loan to carry them until they receive their next regularly  scheduled income check.

  • 90 day term, must be paid in full

  • maximum  loan amount - $500

  • interest rate currently - 15%

  • simple interest

  • application fee $25 non-refundable

  • must have 10% of loan amount in savings

  • must be a member in good standing (member at least 30 days)

    If you want to apply for this loan, you must come in to the loan department with a verifiable proof of income for 6 months, drivers license every application and fill out an application.  You cannot apply online!! If you have any questions, call a loan officer at 570-961-1100.              

Compare NET With Other Lenders!

NETFCU'S Pay Day Loan

  • Fee $25 all amounts borrowed

  • Term up to 90 days

  • Interest Rate - 15%

  • All fees disclosed

Other Lenders Pay Day Loan

  • Fee up to $15 per $100 borrowed

  • Term up to 30 days

  • APR's up to 391.07%

  • May add other hidden fees

   

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NCUA Share Insurance Sign

 

 

 

 

 

 

Copyright ©2006 NET Federal Credit Union All Rights Reserved

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