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                  A One Stop Financial Center of Olyphant and Scranton

Loan Rates          8-1-2009

The Rates below are our risk based lending rates now in effect at

NET FCU and are AS LOW AS based on your credit score.

Type of Loan

Approx Term In Months

APR

Rates As Low As

Line of Credit

up to 60

8.75%

Signature up to 60 8.75%
Co-signer up to 60 10%
New Vehicle up to 60 4.50%
New Vehicle 72 5.10%
Used Vehicle up to 60 4.8%
Used Vehicle 72 5.40%
New Motorcycle up to 60 5.10%
Used Motorcycle up to 42 6.30%
Share Secured up to 120 call for rates
Share Certificate Secured up to 120 call for rates

Home Equity -  Fixed 2nd Mortgage–

 No Application Fee

1 to 5 Years

Up to $10,000

5.25%
 

6 & 7 years

$11 to $30.000

5.25%
 

8 to 10 Years

$11 to $30,000

5.65%
 

11 to 15 Years

$31 to $75,000

5.9%

Variable Rate Home Equity Loan

No Application Fee

  3.25%
First Mortgage   Click for rates

 Pay Day Loan ($100 to $500)

90 day term

$25 application fee (no refund)

10% of loan amount must be held in share vacation savings account.

Call Loan Dept. for details.

3 16%
Federal Student Loans (Stafford, Parent Plus, & Graduate Loans)

Apply for Stafford or Parent Plus Loans

 Click here

Stafford  -   All federal Stafford loans disbursed on/after July 1, 2008, and before July 1, 2009, will be fixed at 6.8% with the exception of the undergraduate subsidized Stafford which will be fixed at 6%

Parent Plus  -  8.5%

Graduate  -  8.5%

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