Did you know NET Federal Credit Union “share” branches with other credit unions? We call those locations – “Shared Branches” because they’re available to our members to use. That’s right, you can access your account, withdraw funds, or make deposits through the teller line at more than 4,600 locations nationwide.
When traveling for business or on vacation, use Shared Branching as an alternative to traveler’s checks or large amounts of cash. In case of an emergency, remember that the credit union staff at your nearest shared branch stands ready to provide assistance.
We welcome refinances of loans from another financial institution! Call 570-961-1100 and find out what you can save!
Apply for our VISA! More Rewards. More Choices.
Share Rates
| Interest Rates on Your Share Savings Note: All rates subject to change without notice. (4-1-2013) |
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| Minimum Balance | Rate | APY | |
| $201.00 to $750.00 | $201.00 | 0.05% | 0 - 0.05% |
| $751 to $2000.00 | 0.10% | 0.05% - 0.08% | |
| $2001 to $10,000.00 | 0.15% | 0.08% - 0.14% | |
| $10,001 and up | 0.20% | 0.14% - 0.15% | |
| Share Christmas Club* | $50.00 | 0.30% | 0.30% |
| Share Vacation Club | $50.00 | 0.10% | 0.10% |
| Share Draft | $2,000.00 | 0.005% | 0.005% |
| Share Sweep** | $8,000.00 | 0.10% | 0 - 0.10% |
| $8,000.01 & up | 0.30% | 0.10 - 0.30% | |
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*Penalty for early withdrawal of Share Christmas Club prior to maturity date. A $15.00 Fee will be charged and account closed. **Must have Share Draft Checking and ATM/Debit Card. |
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| Share Certificates (CD) 2-19-2013 | |||
| Minimum Balance | Rate | APY | |
| 6 Month - Youth | $250.00 | 0.15% | 0.15% |
| 6 Months | $2,500.00 | 0.25% | 0.25% |
| 12 Months | $500.00 | 035% | 0.35% |
| 24 Months | $500.00 | 0.65% | 0.65% |
| 36 Months | $500.00 | 0.80% | 0.80% |
| 60 Months | $500.00 | 1.30% | 1.31% |
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Penalty for Early withdrawal of Share Certificates - Forfeiture of dividends as shown below: Early withdrawal penalty is based on term of certificate. |
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| Terms of less than 12 months | 30 days dividend | ||
| Terms of 12 or more months | 90 days dividend | ||
| Terms of less than 12 months | 30 days dividend | ||
Exceptions to Early Withdrawal Penalties:
When an owner dies or is determined legally incompetent by a court or other body of competent jurisdiction.
