Loan Specials

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Reminders

Did you know NET Federal Credit Union “share” branches with other credit unions? We call those locations – “Shared Branches” because they’re available to our members to use. That’s right, you can access your account, withdraw funds, or make deposits through the teller line at more than 4,600 locations nationwide.

When traveling for business or on vacation, use Shared Branching as an alternative to traveler’s checks or large amounts of cash. In case of an emergency, remember that the credit union staff at your nearest shared branch stands ready to provide assistance.

We welcome refinances of loans from another financial institution!  Call 570-961-1100 and find out what you can save!

Apply for our VISA!  More Rewards.  More Choices.

Pay Day Loans

NET FCU's Better Choice Payday Loan program is designed to help members who need a small dollar loan to carry them until they receive their next regularly-scheduled income check.

Here's how the program works:

  • 90 day term, must be paid in full within 90 days.
  • Maximum loan amount: $500
  • Minimum loan amount $200
  • Interest rate: 18%
  • Simple interest
  • Non-refundable application fee $20
  • 10% of loan amount must be in a Vacation Savings
  • Must be a member in good standing for at least 30 days
  • only three pay day loans within a six-month period.

pay day loan If you want to apply for this loan, you must submit an application and verifiable proof of income for six months, and drivers license. Every application must be submitted in person at either NET FCU's Olyphant or Scranton office loan department.

If applying for a pay day loan during the first six months of the year (Jan.1st thru June 30th), you must provide a current pay stub and the last pay stub of the previous year or a W-2 from the previous year.

Call our loan officers with any questions at 570-961-1100.

Compare NET FCU with other lenders

NET FCU'S Pay Day Loan
  • Fee $20 all amounts borrowed
  • Term up to 90 days
  • Interest Rate - 18%
  • All fees disclosed
    Other Lenders' Pay Day Loan
  • Fee up to $15 per $100 borrowed
  • Term up to 30 days
  • APR's up to 391.07%
  • May add other hidden fees
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