Did you know NET Federal Credit Union “share” branches with other credit unions? We call those locations – “Shared Branches” because they’re available to our members to use. That’s right, you can access your account, withdraw funds, or make deposits through the teller line at more than 4,600 locations nationwide.
When traveling for business or on vacation, use Shared Branching as an alternative to traveler’s checks or large amounts of cash. In case of an emergency, remember that the credit union staff at your nearest shared branch stands ready to provide assistance.
We welcome refinances of loans from another financial institution! Call 570-961-1100 and find out what you can save!
Apply for our VISA! More Rewards. More Choices.
MAPS ™
Your Solution to lowering your monthly car payments
Member Auto Payment Saver, or MAPS ™, is a vehicle financing program that lets you
enjoy the benefits of leasing, including monthly payments that are considerably lower
than conventional financing. Because MAPS ™ is a loan and not a lease, you avoid all
of the expensive drawbacks of leasing.
The benefits MAPS ™ include:
- Ownership of the vehicle
- Up to 18,000 miles per year allowance
- No application fees or security deposit
- No first or last payment
- And many, many more
| Feature | MAPS ™ | Leasing |
| Sales tax | Paid up front | Monthly Sales Tax Fee (usually adds up to more than 6% using this method) |
| Up front first and last payment required | No | Usually Yes |
| Security deposit required | No | Usually Yes |
| Options at end of term: Sell vehicle | Yes | Yes |
| Use as trade | Yes | Usually No |
| Finance residual | Yes | Yes |
| Return Vehicle* | Yes | Yes |
| Previously owned vehicles qualify | Yes** | Usually No |
| Mileage allowance | Up to 18,000 miles per year | 12 to 18,000 per year |
| Over limit | 10 cents per mile | |
| Who owns vehicle | Member | Lease company |
| *If a member returns vehicle, credit union is guaranteed payment of Residual value established at time loan is disbursed. | ||
| **Current model year and previous three model years qualify. Demonstrators qualify as new vehicle when they are current model-year vehicle. | ||
At the MAPS™ calculator Web site you will be able to calculate a monthly payment for as many vehicles as you choose with the options you select. Current model year vehicle and vehicles up to three model years old qualify for MAPS™ financing. The calculator will automatically calculate the monthly payment for both MAPS™ financing and conventional vehicle financing, allowing you to immediately see the lower monthly payment available with MAPS™ financing. For rates click here.
When all the steps are completed you will receive a message informing you that a loan officer will be contacting you.
NOTE: This site is for calculation only. A loan application still must be executed.
For more information about MAPS ™ call our Loan Office today at 570-961-1100.
