Loan Rates
The Rates below are our risk-based lending rates in effect at NET FCU as of 2-1-2012 and are AS LOW AS based on your credit score.
| Type of Loan | Approx Term In Months | APR Rates As Low As |
| Line of Credit | up to 60 | 6.35% |
| Signature | up to 60 | 6.35% |
| Co-signer | up to 60 | 9.50% |
| New Vehicle | up to 66 | 3.45% |
| New Vehicle | 72 | 3.90% |
| Used Vehicle | up to 66 | 2.85% |
| Used Vehicles | 72 | 3.45% |
| New Motorcycle | up to 48 | 3.65% |
| New Motorcycle | 63 | 3.95% |
| Used Motorcycle | up to 42 | 4.85% |
| Share Secured | up to 120 | call for rates |
| Share Certificate Secured | up to 120 | call for rates |
| Home Equity - Fixed 2nd Mortgage - No Application Fee | 1 to 5 years up to $10,000 | 4.80% |
| 6 & 7 years $11 to $30,000 | 4.80% | |
| 8 to 10 years $11 to $30,000 | 5.19% | |
| 11 to 15 years $31 to $75,000 | 5.50% | |
| Variable Rate Home Equity Loan No Application Fee | 3.25% Variable | |
| First Mortgage | Click for rates | |
| Pay Day Loan ($100 to $500) 90 day term $20 application fee (no refund) 10% of loan amount must be held in share vacation savings account. Call Loan Department for details. | 3 | 18% |