Auto Loans
Have you ever found the vehicle of your dreams when NET FCU was closed? If this happens to you and the dealer is a CUDL participant, you can do the loan through NET FCU right at the dealership.
Get Your Loan Approved Immediately at the Dealership:
Through the CUDL program, NET FCU has partnered with dealerships in your community to offer you a convenient way to
purchase a vehicle and get your credit union financing. This program utilizes NET FCU's current low auto loan rates
and terms when financing your vehicle. Best of all, the CUDL program is simple for both members and dealers to use.
From 7 a.m. until midnight, seven days a week, including holidays, NET FCU can approve your new or used auto loan while you are at the dealership, and without visiting your credit union branch. It's almost like having a loan officer right at the dealership with you!
How it works:
Decide on the make and model of the vehicle you want through the CUDL AutoSMART website.
Visit any participating dealership
Apply for NET FCU's low-rate auto financing through the CUDL system. Within minutes, you'll have a financing decision.
Once the financing is approved, the dealer receives the credit union's terms and conditions, completes the sales contract, and you drive the vehicle off the lot. Don't worry about the paperwork. Through CUDL, NET FCU, and the dealer, it is all taken care of electronically. We are making this convenient service available to alleviate some of the stress that accompanies the auto buying experience and therefore allows you more time to enjoy your new or used vehicle.
Vehicle Loans - New & Used
We finance 100% of a new vehicle loan minus tax, tags and warranty. Used vehicle loans, (not R titles) we finance up to 100% of the NADA book value of the vehicle. Terms are based on the year of the vehicle and the amount borrowing. Rates are based on credit scores. Check your loan officer for more information.
Click here for the 2011 Model Year DOE/EPA Fuel Economy Guide
| New Vehicle | up to 66 months | as low as 3.70% |
| New Vehicle | 72 months | as low as 4.30% |
| Used Vehicle | up to 66 months | as low as 3.85% |
| Used Vehicle | 72 months | as low as 4.45% |
Motorcycle Loans - New & Used
We finance 100% of new motorcycle loans minus tax, tags & warranty. We only finance if purchased from a dealership both new & used motorcycles. We finance 90% of the NADA book value of a used motorcycle and must be only 2 year old cycle. Rates are based on credit scores. Check your loan officer for more information.
| New Motorcycle | up to 48 months | as low as 3.90% |
| 63 months | as low as 4.20% | |
| Used Motorcycle | up to 42 months | as low as 5.10% |